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If the account was that old, then is was long past the time that the creditor could collect on it and they knew it. But when you gave them a payment, that resets the statute of limitations back to zero and "revives" the debt so that they can now try and pursue collection.
So at this time, your best recourse is to cut off any communications with them and then see if they are willing to spend the money to hire an attorney to file suit for this small of a debt. My bet is that they won't because it simply isn't worth the time and money to pursue. They will try to call and harass you but you can tell them that they are violating the Fair Debt Collection Practices Act and you are going to file a formal complaint with the Federal Trade Commission for their harassment.
What should I do if they take more money from my checking account?
I would suggest you contact the bank and block any access for them to auto debit any more money. The bank can stop them from removing any further money.
And /is $3000.00 still a small amt.?
Yes, when it costs that much to hire an attorney up front to sue you, that is not a large sum of money and not worth paying an attorney to try to sue you.