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It is a scam and absolutely illegal for him to threaten t o put you in jail, for him to claim he is or is employing a federal agent, calling someone else and talking about your debt, etc.
SC has a three year statute of limitations on collecting on a debt. That is three years from the last payment and is you pay anything, even a penny, then the statute of limitations starts over. An acknowledgment in writing can start it over as well so you don't want to deal with him.
Normally if you send him a letter with the following language then you can stop a debt collector from calling:
“Please be advised that, as I have informed you, I dispute the validity of this debt. Pursuant to the state and federal Fair Debt Collection Practices Act(s) I hereby instruct you to cease all communications with me regarding the alleged debt. Any further attempt by you to contact me will be construed as an intentional violation of the law.”
If you send him the above letter send it by certified mail,m return receipt requested and also by regular mail and note that it is being sent both ways on the letter.
But this guy is already breaking the law. I'd suggest filing a written complaint with the sttae Attorney General and the FTC at https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc
You can also report him to the Attorney General in his state.
If your question has been answered then I'd offer my best wishes to you and ask that you please not forget to leave a Positive Rating so I receive credit for my work.
Of course, please feel free to ask any follow up questions in this thread. I want to be sure that all of your questions are answered. In addition, once you issue your Positive Rating the question will lock open and no longer time out so you can come back to it anytime in the future if you think of any follow ups.