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Dwayne B.
Dwayne B., Attorney
Category: Legal
Satisfied Customers: 33150
Experience:  Began practicing law in 1992
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I LIVE IN GA WAS INVOLVED IN WRECK NO INJURIES BUT DRIVER

Customer Question

I LIVE IN GA WAS INVOLVED IN WRECK NO INJURIES BUT DRIVER HAD NO INS I FILED UNDER MY INS THEY TOTALED IT AND PAID OFF FINANCE COMPANY BEFORE I EVEN AGREED TO SETTLEMENT MY QUESTION IS ITS BEEN PAID OFF CAR STILL SITS IN MY YARD I HAVE SIGNED NO PAPERS DO I HAVE TO RELEASE CAR TO THEM
Submitted: 11 months ago.
Category: Legal
Expert:  Dwayne B. replied 11 months ago.

Hello and thank you for contacting us. This is Dwayne B. and I’m an expert here and looking forward to assisting you today. If at any point any of my answers aren’t clear please don’t hesitate to ask for clarification. Also, I can only answer the questions you specifically ask and based on the facts that you give so please be sure that you ask the questions you want to ask and provide all necessary facts. Please note: This is general information for educational purposes only and is not legal advice. No specific course of action is proposed herein, and no attorney-client relationship or privilege is formed by speaking to an expert on this site. By continuing, you confirm that you understand and agree to these terms.

If you are talking about your insurance company then the answer is yes, you have to release it to them unless you bought the salvage rights from them. If you think the car will be necessary to pursue a case of some kind or you just want the car to "part out" or try and rebuild then you can ask them how much it will cost to buy it from them. They usually have a pretty reasonable price on the salvage value.

Customer: replied 11 months ago.
even if I haven't signed title,does law say I have to sign title and if so how can they make me
Expert:  Dwayne B. replied 11 months ago.

You are supposed to sign the title. They usually won't pay for anything if you don't sign the title. If you refuse they can try to reverse the payment to the loan company or they can sue you and have the court order you to sign it.

If you dispute that you accepted that amount or that you agreed to give them the car, etc. then they would have to sue you to get what they want.

Expert:  Dwayne B. replied 11 months ago.

I will be going offline shortly. If you have follow up questions feel free to ask them in this thread and I will continue the first thing in the morning.

If your question has been answered then I'd offer my best wishes to you and ask that you please not forget to leave a Positive Rating so I receive credit for my work.

Of course, please feel free to ask any follow up questions in this thread. I want to be sure that all of your questions are answered. In addition, once you issue your Positive Rating the question will lock open and no longer time out so you can come back to it anytime in the future if you think of any follow ups.