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Hi and welcome to JA Ray here to help you today.
You will need to make application for guardianship of their estate here in your county probate court.
Once appointed here you can open an account in their name and deposit the check in their name.It would be made out to you as guardian of the estate of your kids names.
Forms for you here
You file your application here and a notice is posted and you will be given hearing date to go in front of judge and be appointed and receive your letters of guardianship that authorizes you to represent the children here.
Thanks again for letting me help you today.