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Service must be made on the non-borrowing spouse as well. You don't state what State you are located in, but most states allow for service to be made via certified mail with return receipt. It could not just be mailed to the non-borrowing spouse; service must be made in one of the ways allowed for by the court rules. The non-borrowing spouse could file his/her own answer independent of the borrowing spouse. The borrowing spouse can file an amended answer to the the amended complaint.
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Ok, so service can be made by certified mai , return recipet in NJ.
Default or final judgment cannot be received until 35 have elapsed after service of the amended complaint on the defendants; defendants have this length of time at least to answer the amended complaint.
Yes the original defendant can essentially change the way he/she answers the amended complaint - that would include motioning to strike or challenging it as an improper pleading...essentially the whole answer process of 4:6 starts over.
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