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Tina
Tina, Lawyer
Category: Legal
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Experience:  JD, BBA Over 25 years legal and business experience.
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We purchased a water softner system which was financed by

Customer Question

We purchased a water softner system which was financed by ISPC. We were told today by our loan originator who is trying refinance our home that this company has put a lien against our property. We had no knowledge of a lien when we financed the equipment.
JA: The Lawyer will need to help you with this. Have you consulted a lawyer yet?
Customer: no maam
JA: Please tell me everything you can about this issue so the Lawyer can help you best. Is there anything else the Lawyer should be aware of?
Customer: We opened this account with ISPC in Jan 2016. We have automatic payments arrangements, so there are no late payments. Can they automatically put a UCC lien against our home.
JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.
Submitted: 9 months ago.
Category: Legal
Expert:  Alex J. Esq. replied 9 months ago.

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Hello. My name is***** will be happy to answer your question.

I am sorry to hear about this unfortunate situation.

Please note, I cannot comment on your specific situation, as this services is only limited to general information and for any legal advice /legal service you should contact a local attorney.

Did you review your agreement with the ISPC to see if the agreement contains the clause that a UCC lien would be recorded?

Are you able to repay the entire equipment loan?

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