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Hi and welcome to JA. Ray here to help you today.Arizona allows for such checkout fees to be applied.Here is the latest article and the states where it is now allowed.
This allows such fees in Arizona , you would be allowed to charge these, please let me know if you have more follow up.
What the heck is a surcharge? A surcharge (also known as a checkout fee), not to be confused with a convenience fee, is a charge added to a transaction based on the whole amount charged to a credit card. Merchants cannot turn a profit on surcharges as there are rules in place surrounding the practice based on a class action law suit brought forward by some retailers in 2005. Starting on January 27, 2013:
No it has not been outlawed.
You need to include it on your billing and post sign that you charge up to 4% surcharge fees for payment with credit cards.And here it has to be your actual cost, you cannot charge more than your cost or 4% here.
Here is a great q/a that goes through notice requirements and how to set this up.
Thanks again for the chance to help today.
So let me be clear you are wanting to charge a processing fee, the one for your costs you are charged by the card company, that would be considered a checkout fee.It's what the card company charges you as a percentage to process charges for members that charge your fees to your company for services.It is legal to charge such fees, I am not understanding if a bank told you otherwise.You have to post notice of the fees, you cannot charge more than 4% but they are legal in Arizona and 39 other states.There are only ten states where they are outlawed.
The credit card merchant fee here, what visa/mastercard charge you to process the charges is a checkout fee that you are allowed to properly pass on as I set out above.Has someone here told you otherwise??
More reference at bottom each card has their rules but the bot***** *****ne is check out fees, surcharges, etc legal in Arizona as long as you follow the rules about signage and limits on fees.
Thanks again for the chance to help you.
Yes credit card fees are ok , you cannot charge a fee for debit cards.They are apples and oranges.MC, Visa, American Express all ok.That may be why bank told you no on debit only cards.
You would be able to charge a check out fee for anyone using a credit card under the rules set out by cardholder here in Arizona.
You are so welcome.
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