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Hi, I'm Heather, an attorney and would like to assist you for informational purposes. When you said you are trying to have a merchant account set up, do you mean that you are trying to have an account set up to accept credit cards? If so, have you tried to set up an account with squareup.com? They are very easy to set up merchant accounts with.
Have you tried high risk merchant account providers. One that I found online (but have not personally tried) is https://www.highriskpay.com/
It appears they specialize in high risk merchants like yourself.