Good afternoon Allen. My name is ***** ***** I look forward to helping you. Under Colo. Rev. Stat. § 13-80-102 et. seq., the statute of limitations
is 6 years. BUT, Colorado is not a community property state. And, if the couple do not reside in a community property state, and you did not sign anything obligating yourself to pay this debt, you do not share in your spouse's liabilities. So, send them a certified, return receipt requested letter explaining why you do not owe this debt and demand they immediately cease and desist all further efforts to contact you and/or anyone else to collect this debt. Inform them that any efforts to do otherwise will constitute a violation of the Fair Debt Collection Practices Act and that you will report each and every violation to the Federal Trade Commission
. Each violation carries at least a $1,000 fine. Also let them know that should they file any negative credit report
, you will be filing a defamation
suit against them for both your actual and punitive damages
. In my experience, the fine under the Federal Act and the threat of the defamation should be an end to these collection efforts. Thank you so much for allowing me to help you with your questions. I have done my best to provide information which fully addresses your question. If you have any follow up questions, please ask! If I have fully answered your question(s) to your satisfaction, I would appreciate you rating my service as OK, Good or Excellent (hopefully Good or Excellent). Otherwise, I receive no credit for assisting you today. I thank you in advance for taking the time to provide me a positive rating!