How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Ray Your Own Question
Ray, Lawyer
Category: Legal
Satisfied Customers: 36385
Experience:  30 years in civil, probate, real estate, elder law
Type Your Legal Question Here...
Ray is online now
A new question is answered every 9 seconds

I am 71, my wife is 65. We are both on social security. She

Customer Question

I am 71, my wife is 65. We are both on social security. She has been working part time and due to health reasons I am unable to work. She really needs to quit he job for many reasons. We have much debt and are barely getting by at this time. Short falls every month. We can not file chapter seven but was wondering if we should file chapter thirteen.
Just need to know if our social security checks are in jeopardy of being garnished.
Thank You
Submitted: 5 months ago.
Category: Legal
Expert:  Ray replied 5 months ago.
Hi and welcome to JA. Ray here to help you today. No they cannot garnish social security for credit card debts including a judgment.It is protected by law you are safe from that problem.You may consider filing bankruptcy here , as a long term means to get them off your back.But creditors cannot touch your social security here at all. I appreciate the chance to help you today.Thanks again.
Expert:  Ray replied 5 months ago.
Reference Thanks again if you can positive rate it is always much appreciated.

Related Legal Questions