I am in default of my student loans
. I have horribly avoided the whole situation out of shame. I haven't been able to pay because I have never been able work profitably (always suffered a loss) because of three special needs family members I have taken care of. I was served papers for an Order to Appear for Examination, US District Court
on Tuesday. I finally contacted the plaintiff (United States of America) attorney today (appearance was ordered for 4/26/16) and wrote him an explanation of why I wasn't able to pay and why I was unable due to my family obligation to travel 90 miles to San Francisco. He has just sent me a "Stipulation to Continue Order to Appear for Examination to October 25, 2016." The Stipulation just spells out the continuance, but the one thing I have question of is that there is a paragraph: "That the court shall order that plaintiff be allowed to record an abstract of the judgment in this matter adding the name upon which defendant holds title
to real property, Jamie L. McMullen."
I now go by my married name which is Jami Fitzgerald, but the title of my house (which is all I have and need for my family and to make the little money I do make from my home business) is under Jami McMullen-Fitzgerald.
I can't go to court Tuesday. I am willing to do whatever I can now to make this right, even though I am living well below the poverty level but will comply with whatever I need to. I am just concerned that if I sign this am I risking losing my house? My disabled son and I will be homeless if that happens, literally. I have been so afraid to face this that I don't even know if a lien was filed against the property. Should I sign this Stipulation?