I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this happened.
Typically, you don't need a lawyer in a car accident, but if the other party's insurance is refusing to pay your medical bills and you don't have the ability to pay them yourself then sue for a refund, it can help to have one. You're entitled to reimbursement for any medical bills you pay yourself (or to have them cover the bills upfront), the costs of repairing or replacing your bike, lost wages for any work missed EVEN if covered by PTO (because this wasn't a vacation and you shouldn't lose the right to take time off work later). On top of that, you're entitled to pain and suffering.
The old rule of thumb is that pain and suffering was about 3-5 times the medical bills, although most insurance companies are offering closer to JUST the medical bills. It's getting harder to get them to pay anything, which is where a lawyer can help. Lawyers can frequently help you get a better settlement than you'd get on your own, which helps offset their costs. MOST lawyers for personal injury are going to take 1/3 of the money if you settle without a trial, 40-50% if you go to trial, and 50-60% if you appeal or have to do a second trial (which is rare). But to get any sort of idea, you'd have to know what your medical bills are first, which means proceeding with treatment.
The best way to find a lawyer is through word of mouth referral, so you could try asking your friends and family to see if they can recommend someone they specifically worked with. If that doesn't help, you can sometimes read reviews from former clients at www.martindale.com. You could also get some names from the Nevada Bar's Referral Service. Don't let the first lawyer you call steamroll you. Talk to a couple until you find someone who you think you'll be able to work with. You don't have to "like" your lawyer, but you should be confident in his or her ability to get what you want out of this case.
It's important that you are 100% satisfied with my courtesy and professionalism. Thank you.