i had an accident in 2013, where i was rear ended while i was stopped for a red light.
It was not major damage and i had a minor injury and drove too a ER right near the accident as i refused too go by ambulance when my injury did not require transport.
i got an estimate which was just a little over my deductible so I could not make a claim through my carrier. i sent numerous letters too the liable carrier, no reply going back and after 1 1/2 years then send a check with a release of all claims which they knew that I had medical bills and a medical liens from my carrier and Medicare. I asked in writing for them only to send a pd check with no release.
i ended up filing a prose law suit as the Carrier was not dealing in good faith, using unfair claims practices.
we ended up in Mandatory Arbitration
, I guess my error was not filling out proper form a 90c package. i am not a lawyer and as i said, it was relatively a small case. I got all my incurred bills,copies of all medical records , photos of car that I needed.
because the head arbitrator was a retired judge, he started making statements to me that, this not Judge Wapners,or judge Judy TV show. I did present all material too show proof of my incurred expenses. Even though Liability is clear, I got scolded for not getting an attorney and was told too do so before May 4TH.
I had been turned down by several attorney's as the case was too small. Plus I tried too handle this myself. these Lawyers were referred by the Bar association.
what do I Do now, I am trying too negotiate with the Attorney but they are refusing too deal fairly not offering my med bills which I have Liens on,(the Attorney Denied that in court) yet I have written acknowledgment from the Liable Carrier that they did receive the lien.
i went too my own private Dr. followed her order too wait for the med's too work if not I would need Physical Therapy, which I ended up having about 8 treatments.
Can you help with Suggestion's?