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That means that if she filed bankruptcy during that period, then technically since that money is a refund for the period when there was a BK filed, it would have been available to creditors in a BK case and she should notify the BK trustee about it...
This is all assuming that she filed BK. If she didn't, it doesn't really mean anything to her. But even if there was a BK during that period, the Chase people don't notify the BK trustee and it is probably unlikely that the BK trustee would care at this point as he isn't going to want to re-open a case that is likely already closed..