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Hello and thank you for contacting us. This is Dwayne B. and I’m an expert here and looking forward to assisting you today. If at any point any of my answers aren’t clear please don’t hesitate to ask for clarification. Also, I can only answer the questions you specifically ask and based on the facts that you give so please be sure that you ask the questions you want to ask and provide all necessary facts.
I need you to be more specific in your question(s) if you could. When we answer general ones like "what should I do" "what are my rights" or "what are my options" we have to give general answers and, invariably, the customer responds with "I already knew that". This type of forum works better if you ask specific questions so we know exactly what you are looking for.
First, I haven't provided an answer yet. I was just making sure you understand the ground rules before we begin. If we finish and you don't feel like your question was answered then you don't have to issue a rating at all. I was just wanting to make sure you don't issue a negative rating if the law doesn't end up being in your favor.
Second, you can ask multiple, follow up questions to make sure you understand when I do give an answer so long as they are follow ups and not a new question line.
Third, other than going and hiring a lawyer and paying them a lot more than we're charging here you're not going to find anything approximating an answer because your questions is actually pretty complicated although it may not seem so.