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If the judgment is against you only, then they can only garnish your wages and not your wife's. If your wife is also a party to the judgment, then they can also garnish her wages.
If you cannot afford to pay the judgment they are seeking, they will continue to try to enforce it. The only way you would be able to get around that would be by filing a bankruptcy which will strip the judgment. The only other option would be to make a lump sum payment of the judgment in exchange for a satisfaction of judgment.
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