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Hi and welcome to JA.Ray here to help you today.There is always hope, you argue it was a one time mistake here.There was an error made by the voluntary payee not the client.See if they will rule in your favor.
You can deposit excess funds in a Master Pooled Trust Account.These are preapproved trusts, you have a sub account, like savings account.
This is one for Nevada, call them about setting one of these up, you can put surplus funds in it, you can also will or gift funds to the trust account for her benefit.These have low fees, check into this.The trust account is exempt as a resource from medicaid and ssi.
I appreciate the chance to help you today and wish you the best at hearing.
CONTACT US (877)(###) ###-####/a>
This is the contact number for the Trust I gave you above.