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Hi and welcome to JA. Ray here to help you today.
In this situation he would receive the balance
of funds after Medical has been repaid and
would have to go private pay for a period.
He would be ineligible until his resources went back under the MediCal limits.
I would strongly consider just letting the house go here because
MediCal would get most of it.
The loss of eligibility would make him private him
private pay here and eat up the rest.
Overall he may be better letting it go for taxes and staying on
MediCal.He really wouldn't benefit much after it is all
said and done.
House is exempt until sold.
The following property is generally exempt and therefore not counted in determining Long Term Care Medi-Cal eligibility:
He has to spend down here to $2k.Anything he gets has to be paid for private care until he is under $2k.If he is currently on MediCal you should seriously consider letting the house go and keeping him on the program.He really won't net anything here, private pay would eat this up in a month or two here.
I appreciate the chance to help you today.Please let me know if you have more follow up.Thanks again.I know this can all be overwhelming.