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Typically, when an attorney seeks a default judgment, they have to file the request with the court. If they do, you can respond with the assertion that the plaintiff's attorney granted you an additional 30-day extension to file because of the coverage issues with your insurance and perhaps get an affidavit from the person with your carrier to whom the additional time was promised. It is unlikely that the plaintiff's attorney will seek a default after granting you an extension, however. It is unprofessional and really a breach of the Rules of Professional Conduct to engage in that kind of behavior so I would not expect it. If you are truly concerned about it, you can also file a motion with the court to extend the time to enter your appearance and specifically note in the motion that the attorney consented to an additional 30 days. Courts usually will grant consent motions like this as a matter of course.
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