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Hi and welcome to JA. Ray here to help you today.
I am sorry for your loss and situation.Let me confirm here this is social security survivor benefits , how old are you and you are not already getting SS benefits ??
Do you understand here that you can draw either your benefits or survivor benefits but not both.You can draw the larger one here.
If you are already getting benefits unless survivor ones are larger , you only get one here whichever is larger.Are we clear on that?
I am sorry they didn't do a good job explaining this.If you have never worked and been married 10 years or more you get her benefits, otherwise you would not qualify since you had not worked.
A surviving spouse or child may receive a special lump-sum death payment of $255 if they meet certain requirements.Generally, the lump-sum is paid to the surviving spouse who was living in the same household with the worker when he or she died. If they were living apart, the surviving spouse can still receive the lump-sum if, during the month the worker died, he or she:
Make sure you got the death benefit here, its not much but its something.
I appreciate the chance to help you, wish you the best.