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Good afternoon. If the car was stolen, a police report would need to have been made, since this would have been reported. I do not know of anyone who has their car stolen and then does not report it. As such, the story sounds VERY odd. If it was stolen, then how did the owner get the car back? You shared that they live two minutes away, so you can drive by and see if the car is still there. If his insurance company refuses to pay, then you need to sue him. Once he is sued, he is likely going to turn this over to his insurance company and that is when the pressure will be put on him, to evidence that the car was stolen and he was not the driver. Of course, if you report this to your insurance company, you will pay the deductible and then can try and recover from him, if you did not want to wait to get this fixed by Progressive.
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I just wanted to follow up and see if you had any other questions or needed me to clarify something. I am here to help, so please let me know. Thanks!