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The doctor is correct that the husband overrules the granddaughter. Under Florida Code 765.401, and in the absence of an advanced directive signed by the patient which expressly names a surrogate to make decisions, the only person who can overrule the husband is a court appointed guardian. If there is no guardian, then the husband decides.
Accordingly, the granddaughter can only decide if the husband himself is deemed incompetent by a court, and then the granddaughter is either named as guardian of her grandmother, or she is the next proxy after the husband. If the grandmother has siblings or children, then they would also be in front of the granddaughter with regard to making decisions.
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I'm not sure what the signed health care proxy states, or even who signed it, but unless the granddaughter has an advanced directive signed by the grandmother which expressly names her as surrogate to make decisions, then the husband makes the decisions. That is what the law states.