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Thanks for your question and welcome to JA. Ray here to help you today.
The only remedy here is a bankruptcy filing.That comes with an automatic stay and it may at least prolong this.Eventually they would be able to lift the stay but it might buy you another 6 months to a year for them to do so.At this point thats really your only potential remedy since you cannot pay here.
I would strongly consider such a filing to discharge debts and stall the auction here.It would allow you a fresh start and at least put this off for awhile during the stay period.
It is possible to file this yourself and save legal fees if you have too here.
Forms and self help.
I appreciate the chance to help and wish you the best here.
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