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Unfortunately, the freedom of information act does not appear to apply in this case. The freedom of information act requires the disclosure of information held by the government. The bank doesn't have to comply with the freedom of information act.
The easiest way to determine what you're trying to find is to get the borrower of the deed of trust and note to write a qualified written request (QWR) to Bank of America.
A QWR is a written correspondence that a borrower can send to a mortgage servicer. The purpose of a QWR is to dispute an error relating to the servicing of the mortgage or to request information about the servicing of your mortgage loan. One side of information that the borrower can demand is the name of the secured party who owns the loan. The mortgage servicer must respond to the QWR within 30 days.
Does that help? Please let me know if you need clarification, as I am happy to continue helping you until you are satisfied.
I don't know of a way to get such information. Bank of America is a private entity. Obviously, some information is public because it is a publicly traded company and a national bank, but that doesn't mean that all aspects of its business is available for public scrutiny.
In any event, since I don't know how to obtain the information that you are seeking (other than what I mentioned above), I will opt out and allow another attorney to respond if he/she knows of a different way to get the information. Good luck!
Different contributor here. It's been a few days since you originally posted this question. Do you still require assistance?
What you've now described is a "horse of a different color." Had the original contributor known that the documents you seek were subject to OCC/FRB approval, then he probably would have told you that those agencies absolutely will be subject to Freedom of Information Act inquiries. So, without further adieu, here are the relevant links and info:
OCC Freedom of Information Act request
FRB Freedom of Information Act request
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Sorry, but the links didn't take with my previous message. I'll try again:
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