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Hello. I'll be happy to assist you.
Is someone that you met online asking you to send them money?
I'm Lucy, and I'd be happy to answer your questions today.
What you've said so far sounds very much like someone is scamming you. Can you please tell me more about your situation so I can see if I'm able to assist? (If they've stressed how important it is to keep the transaction a secret, that's MORE evidence of a scam and a very good reason you should tell me what's going on. I can keep the conversation private if you'd prefer.)