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I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this happened.
Why did the insurance company cancel your policy? It would make sense for them to say you're not insured going forward, because there's no house left to ensure. But are they also saying they don't have to pay for your belongings? And if so, what is their basis for saying that? This scenario is basically what homeowner's insurance was created for.