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If you'll tell me what state you're in, I'll check the statute of limitations and let you know. Thanks.
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Thanks for the information. In Pennsylvania, The statute of limitations on open-end accounts (credit cards) is 4 years. (42 Pa. C.S. 5525(a). This, the creditor has 4 years to file suit from the date of the last activity on the account, which Is usually the last payment or charge made to the account.
If the creditor does not file suit within 4 years of that last activity, the debt is unenforceable.