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I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this happened.
The ADA provides that, when a person has been discriminated against on the basis of a disability, the business can be required to pay for his or her reasonable attorney's fees. That means you have the option of hiring a lawyer to negotiate a settlement that you think is fair, and having the company pay for it. It may help to at least talk to a couple of attorneys in your area, because many of them will offer a free consultation. Lawyers who do this type of work frequently should have access to a database that lets you search similar jury verdicts and settlements for these types of cases in Texas (or better yet, in your town if possible). And that might help you better decide if you want to accept such a low settlement or go after the amount you're really entitled to.
Another option is to come up with a number that you think is fair, tell the company that they'll have to pay your legal fees if you sue (easily tens of thousands of dollars) and see if they're willing to be more reasonable about coming to a resolution outside of court.
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