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Hello, my name is ***** ***** I am a licensed California attorney. There really isn't much you can do. Anything at this point would be attacked as a fraudulent conveyance because it was done to avoid potential creditors. I'm not sure they could reach the long-term care benefits, but if you live in Utah they would at least have to have the judgment entered in Utah in order to enforce it. I expect that it would eventually settle for your policy limits if you are truly at fault.
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