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I'm Lucy, and I'd be happy to answer your questions today.
There is unfortunately no statewide or nationwide database of liens. However, there are very few ways that a person can get a lien against you. One would be to file a lawsuit, which means that you should've been served with notice of the case and had the opportunity to go to court and defend the case. You can call the local courthouse on Monday to see if they have any civil cases with your name on it. Judgments also are frequently reported on your credit, so if you'd prefer not to wait, you can try pulling a free copy of your credit report at www.annualcreditreport.com or www.creditkarma.com.
Someone who has done work on real estate that you own can place a lien on the property for monies they believe they are owed. That type of lien might not show up on a credit report, and the courthouse wouldn't have a record of a case against you until they sued. However, you can check with the Recorder of Deeds in your county to see if there are any liens still on your property. Some counties have records online, so check to see what you can find. If you can't view or search records online, you'll be able to call the Recorder on Monday when they open for business.
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