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Good afternoon. I certainly understand the situation and your concern. It is at the discretion of the plaintiff, to accept your proposal. Ideally, they would want to, to avoid having to put forth the time, effort and money of trying to enforce the judgment and going after your wages or assets. Even though they are insisting on the amount you stated above, they may at the end of the day take less. However, if they do proceed, I have provided a link below that shows what they can go after and how they can do it.
I just wanted to follow up and see if you had any other questions or needed me to clarify something. I am here to help, so please let me know. Thanks!