How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Loren Your Own Question
Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 30349
Experience:  30 years experience representing clients.
17897874
Type Your Legal Question Here...
Loren is online now
A new question is answered every 9 seconds

My wife recently died and we had a joint checking account. I

Customer Question

My wife recently died and we had a joint checking account. I have been contacted by some collection agencies about personal debt my late wife incurred. Under california law I am not responsible for her debt. However the collection company said they would attempt to collect the balance due from her estate. She owned nothing, but we did have a joint checking account.Is my checking account responsible to pay off the outstanding debt?
Submitted: 1 year ago.
Category: Legal
Expert:  Loren replied 1 year ago.

Good afternoon. I am Loren, a licensed attorney, and I look forward to assisting you.

My condolences for your loss.

Expert:  Loren replied 1 year ago.

The joint checking account is not a probate asset. All funds in the account belong to you as the surviving joint owner. It is not subject to claims by creditors of your late wife.

Expert:  Loren replied 1 year ago.

Are you online with me?

Expert:  Loren replied 1 year ago.

Did you have further questions? Have I answered your question?