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I hope this message finds you well, present circumstances excluded. The answer is that they cannot arbitrarily and without contractual warning charge a late fee that exceeds that which is detailed in the contract...which is this case is $39.00. As such, they have exceeded their contractual authority. That notwithstanding, even if they could charge this amount, based on the lack of notice of the bill, they have also violated your agreement by charging any late fee because they did not notify you of a timely bill by and through which you could tender a payment.
So, on two grounds they are wrong here and should not charge ANY late fee under the circumstances.
You need to notify them of these facts first verbally and then in writing (to give legal notice). Tell them if they do not have this late fee as well as any other based on the circumstances, then you will seek injunctive relief and attorney fees against them for their wrongdoing.
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Just checking on you to see if you had any additional questions. I want you to be as comfortable as possible as you move forward. Thanks!