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If you know this issue is coming, the best thing to do is contact your creditor, tell them what has occurred and see if you can make arrangements to pay the debt off at a certain monthly amount to prevent your account from going into default.
If they aren't agreeable to that option, then you can expect AMEX to eventually sue for the amount owed. However, if your only income is SS and you have no assets free and clear that it could attach, it would likely be a futile proposition.
Another option would be to file bankruptcy and have the debt discharged as an unsecured debt. IF you do that, you can rid yourself of the obligation and also prevent the creditor from attempting to seize any property/assets.