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You probably aren't going to like the first part of this statement but what I would suggest you do is get a lawyer ASAP. If you get a lawyer they can probably get the DA to not file charges and give you a chance to pay t back and perhaps avoid charges altogether or do something where you don't get a conviction. However, if you allow the state to move first they, at best, ***** ***** a pay out, they will require all of the money to be paid at once or they will file charges.
As a matter of tactics the lawyer can move affirmatively to get the DA to hold off while the amount is calculated, then you can start setting money aside int he meantime and possibly have enough to pay it off before the final amount is known.
The state is going to want you to give a statement if you do not have an attorney, which you don't want to do, and when you won't then they will want to file the charges.
You can find a local layer at www.lawyers.com. In the box for Area of Practice enter Criminal Law. That website allows you to search by geographic location and then type of law.
A criminal lawyer will be the one who does the type of work you're looking for.
Your case is actually a common set of facts. However, most people mess up and try to handle it themselves and/or talk to the authorities themselves and essentially "confess" everything necessary to convict themselves. Getting a lawyer early on usually means you come out a lot better off and can work out something everyone is happy with plus they don't have your own words to use against you.
The people who work for the state generally want to do as little work as possible and so will reach an agreement with you if it means they get their money and get to close their file. They really don't care if you get convicted or not. With most people it's just easier for them to get their money if they get convicted.
The lawyer can look over the paperwork, make sure you actually did violate the law, and make sure you don't pay more than you are supposed to.
In addition, sometimes, not always but sometimes, it's possible for you to amend your paperwork with the state and correct the "falsehoods" and avoid the charge but you have to know how to do it before they report the problem. The lawyer will be able to find the statutory basis for that if it exists in your case.