I signed as guarantor when I admitted my dad into an assisted living center in 2009 after he suffered a severe stroke and was unable to communicate. When he entered he was on Medicaid. He moved from Medicaid to private pay after receiving an inheritance from his uncle. When this money ran out, he went back on Medicaid. The facility was paid via automatic withdrawal from his bank account since 2009.
My dad passed away last spring and the assisted living center sent me a bill for over $6,000 for an unpaid month and a half from over a year earlier. When I went back and reviewed his statements for the months in question, sure enough, there wasn't a withdrawal for this time.
It's apparent that they didn't receive their money; however, as guarantor, it seems like I'm responsible in the event my dad failed to pay, not for debts the home failed to bill. If I had known earlier, the bills would have been paid as they all had been since 2009.
I became Power of Attorney
for my dad after he was already in the home and responded that I was acting as Power of Attorney for my dad. The response from the home was that the Power of Attorney and guarantor roles are two different things, which I concede. They offered to reduce the amount to $5,000 if I paid by the end of October. (There is no way I can pay this amount by then and I still feel a little duped by how this was passed on to me.)
I'm looking for the best way to respond to the home. I feel that they've missed a step in utilizing me as guarantor after not billing or withdrawing money in the first place. There was no stop to the automatic withdrawals or anything that would have withheld payment, only a bookkeeping oversight on their part... now they're asking me to right their error.