Thank you for using Just Answer. I want to provide you the best service I can. Please feel free to ask any follow up questions you have.
I am an attorney with 30 years of experience; I hope to provide you information that will help you in resolving your question.
I would like to try to assist you, but I may need a bit more information about the event that occurred 5 years ago and the nature of your claim.
So for example, we need to be concerned about potential statute of limitations
regarding the initial event.
Also you indicated that their collection agent posted negative data on your credit report
. That may have some bearing on your issues and what you may need to do. For example, you may have a claim under the Fair Credit Reporting Act or the Fair Debt Collection Practices Act for the posting of bad credit information, even if there is some bar to the original issue.
My point here at this time is that your situation may be slightly more complex than you think.
If you are willing to provide me a bit more information I will try to be as responsive as I can.
Can you tell me about the original event, what your claims are about that event?
Also can you tell me about what you have received regarding collection efforts form the collection agent? What is the status of any claimed debt? Also do you know whether the collection agent is working for DirectTv or perhaps has purchased a debt?
I appreciate your patience and assistance so that I may better serve you.
Please note: Information is educational and not given as legal advice. Only your local attorney can give legal advice. I can't establish or accept an attorney-client relationship with you. All posts are available for public viewing.