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If you only pay the $990.00 the HOA in most cases would be able to foreclose on your home,
if the case is being litigated, you should ask the Court to determine whether the interest and fees are reasonable and the Court may force them to reduce the amount charged you, however in most cases interest and legal fees are allowed to be asked for in these types of lawsuits.
You may want to consider a chapter 13 bankruptcy if you cannot afford the $3500 fees,
that would stop the lawsuit and foreclosure,
and allow you a 60 month payment plan for the the fees,
If we agree to settle for $3000.00 and i get this in an email. They have agreed to payments by the end of the year and we make installments but pay the agreed amount by the due date can they tack on additional fees and foreclose on my home even if i've paid the settlement?
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