I see. Thank you for providing this additional information, Dan.
It would typically be considered your separate property at this moment since you purchased it before you were married. Your spouse could have a limited interest in any increase in equity or improvements made using marital property
since you got married, but if you add her name to the title, that would typically transmute it into marital property. That means that she would then have a 1/2 interest in the value of the property if you were to divorce typically so you would potentially lose 1/2 of the equity you had in the property when you married.
Without adding her name to the title, the value of the property when you married belongs to you as your separate property normally, but if you add her name to the title, she would have a 1/2 interest in the property period, despite the fact you purchased it prior to your marriage. So the difference could be very significant.
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