Girlfriend. I found out in MT a couple cannot become "accidentally" common law married. The broker assured us we could both be on the loan. All we have signed is the good faith estimate and intent to proceed with good faith estimate. No closing date. Haven't received any other paperwork. He told me on the phone after i indicated we were backing out that we have a "signed agreement". Yet the only signed agreement we have is BOTH our names on a VA loan application that he can't enact. He claims he couldn't know that the VA wouldn't recognize us as being married. Yet it took two months to determine this. As we havent signed an actual "loan" contract, just the GFE and Intent to Proceed, I haven't found any cancellation clauses.
One more quick clarification. So by having our agreement voided thru his fault, not ours, can he demand the cost of the credit check, as would be typical during a "normal" backing out?
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