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Law Educator, Esq.
Law Educator, Esq., Attorney
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2000 Ford F 150 belonging to a visiting family caught fire

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2000 Ford F 150 belonging to a visiting family caught fire (confirmed by fire marshal and forensics expects); in turn catching my home on fire. Damages exceeded home owner insurance reimbursement (I have repaired the home). My insurance company sued Ford for reimbursement to them for what they paid me. Do I have any legal recourse against Ford?
Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.

If you have not received full compensation for the damages, you can sue the owner of the vehicle, under their insurance which should cover the damages, and you can also sue Ford and prove it was a defect in their product that caused the fire. Generally, your attorney would sue both the owner of the vehicle and Ford both to ensure you have named all responsible parties and to seek the maximum reimbursement for your damages.



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Customer: replied 3 years ago.


the truck owner is my sister; must I sue her before I can name Ford?

Thank you for your response.

If she has auto insurance, then you need to sue her as well. If she has no insurance, you can sue just Ford and prove this fire was caused by some type of defect in the truck, but if you cannot find any defects that caused the fire (you have to see what your insurance company proved) then you may not be able to win and that all would have to be examined.
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Customer: replied 3 years ago.


Thank you kindly.


 

Thank you. I wish you the best.

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