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Thank you for your follow-up, Peggy.
'The statute of limitations on debt in Missouri is 5 years from the date of last activity. That means that for example if you charged your card in 2010 but have had debt on it since 2006, all of the debt is still valid because the last activity was only 3 years ago. Activity can also include making payments or 'assuming' the debt by claiming it as yours.
Hope that helps.
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