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I called the the attorneys office that is working this case and I got transferred to the attorney when I asked for my signature agreeing to this. I don't recall signing anything and I have an excellent memory, in addition, they granted the credit immediately AND I am 120 miles away. SO it is very unlikely I signed anything at any point. The attorney that I talked to that practices in Minnesota tried the " you are morally liable here" thing to get me to pay this. He admitted that he was unfamiliar with WI law Thank God I spent my early career adjudicating Unemployment claims and I am immune to his wrangling .. We are still negotiating. He admonished me for dictating terms and I reminded him that this is called negotiating when we have a dispute. He is going to review the principal amount owed and get back to me ... thanks for the answers. Let me know if you want to know where it comes out.
the silence is deafening.