I rented a UHaul truck for my wedding. We made sure to get insurance
coverage for the truck through uhaul. We even asked if everything would be covered if someone were to get in an accident
. Unfortunately the associate with uhaul must not have understood their insurance policy
, because they said everything would be covered. I also tried to have uhaul put the name of the driver on the truck (not me), but they wouldn't. We had someone else driving
the truck, so they could take all the wedding stuff back after the wedding while we were on our honeymoon. Unfortunately, the guy driving the truck hit a yellow cement pole at the storage unit. It tore the pole out of the ground and cracked the concrete out 8 feet in 4 directions. It also caused a liitle bit of damage to the roof of the storage unit, toor a strip off the side of the truck, and took out several rivets from the side of the truck. He left the scene and returned the truck without telling anyone what happened.
While on my honeymoon, I get a call from the storage unit telling me all the damage that I must have caused. I immediately contact my friend and asked if something happened at the storage unit. He said he might have bumped a small yellow pole, but they probably wouldn't be able to prove it even happened.
When I got back from my honeymoon, I went and checked out the damage, and it was how I described above. Anyway, the uhaul company's insurance we purchased only covered the truck (which was not what we were informed previously). Fortunately the damages at the storage unit were only $1200, but that is still a ton of money to me. I worked out an agreement with the driver of the truck. He said he would pay half of the damages if I paid the other half (I have this in text messages as well). It is a little over a year later and he hasn't paid a dime, while I have been paying monthly (a payment plan I worked out). He finally has stopped returning any calls or emails or texts. He is not going to pay at all.
I realize it was my name on the contract
(unfortunately), but since he was the driver AND agreed to pay half, is there any way to sue him for some or all of the damages he caused?
This happened in the state of Florida. I have car insurance, but don't want this on my record (not worth the cost in the long run). Also, I did check on my policy, and it does say it doesn't cover rental trucks.