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The driver is responsible for his personal negligence - this means he is responsible for the entire amount of damage he caused.
The 50/50 payment agreement that you worked out was a settlement agreement. He is in breach of the settlement agreement and you can pursue him for the full liability (small claims court).
With regard to your own personal liability for the damages, I have not read your insurance coverage with UHaul, but it appears that from your own review the insurance does not cover it. Unfortunately, in these circumstances, the written contract is normally deemed to be controlling over statements made by the sales rep (the legal standard is that once you sign a document you are deemed to have read the entire agreement and agree to it - even though in reality the length and detail of the document makes this unrealistic).
Here is a link to the Florida State Court's small claims self help website should you wish to pursue this claim against the driver: http://www.flcourts.org/gen_public/family/self_help/smallclaims.shtml
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