I'm in Florida Miami.
By all the fact the lawyer and his staff explain in the begining I qualify. My mortgage is 1,021 plus 425,00 for scrow. ,so the 31 porcent is 3000.00 they told me so I have the 3,000 in my banks statement. the bank just neede a documents if I receibing child support and I don't know what they told the bank and I get denied. they use dilatory porpose.
I need a lawyer because I don't know the modificacion and foreclosures law, My english is not perfect, and the bank already play trick with me before, they gave me a modification over the phone 2009 I pay the trial payments and they never wanted to give me the writing contract so, thats why I need a lawyer, can;t trust them either
I already file a motion myself but didn't enter any other document, the motion say I'm requestiing a mediation to a judge review my case, and I want to cstop the sale, that it.
The hearing is just like 3 minutes, the only reason I have is the lawyer drop my case, and I really don't know what is happening in my case, Dont supposed the lawyer get in trouble for abandoning the case and leaving me with out option ,short time to do something?
You have already replay same answer before.
So can I stop the sale telling and proving the judge of the misrepresentation of the lawyer?
Should I fax a dispute to the bank for denied modification?
Could I quit claim deed my home in someone else name, so the bank can't sale my house nad play them trick like they been doing to me, what are all the options I have????
Ok, sorry I was batter on my door, and leave the conversation for a while.
I understand, so the only thing that stop the sale is to ask the bank to review the modification.
Nothing about misrepresentacion will stop the sale at the hearing?
what this mean?
If you had a defense or basis to bacteria the judgment it would be a different story.
The number of answer is unlimited or they will charge me extra for talking to you???
Ok, vacate judment or juridicction excuse, I found in gogle, ...so can I use for example that the bank sent a note but don't explain reason of my denied, they told me by phone, it's because missing an information, then by mail they said it's because they did calculation based on 266.000 as value of t the house and my income is 2989.99 and the real truth is my house valued by dade county page said is only 155,000, so they making error.
the other think is my lawyer say they told him that the reason is because I have due of 75.000 dollars due unpaid on my mortgage
Ok about unlimited question,nice!
Ok, so in the motion, I have 3 days to go to court, and the bank closed the case, I just found out yesterday when I call, and my lawyer quit,so I don't have any paquege ready cus the lawyer have it, I'm worry anyway that I don't know what contaminated information he wrote in my blanks paper that I signed. So I don't even know the real reason why they denied my modification.
Sorry my PC got frozen and have to renew Avast to fix the problem.
OK, I already try calling them yesterday and Just me asking to stop the sale wont do nothing, except for gathering, recording what I say to used against me.
So not, till now I have nothing that can help me to resolve this mess :(
So I guess the lawyer and the bank screw me and nothing I can do
You can file a bar complaint against the lawyer if he screwed you and he could be subject to discipline. Here is a link with the form and the steps you need to take.
Thanks! but that is what everyone tell me, I'll do that later, first need to stop the sale and save save my property
You already tolme that, but I told you I already file a motion.
What I need is a profesional way to do it, what is the best argument, thatis what I need to know.
so I need to know what it s that i have to do in court at the mediation , that make the judge to stop the sale.
I sign blank paper to the lawyer.
was refer by a guy that buy auctions house who set me up with his lawyer, to mess up my case, so he can buy it.
My lawyer use scarsity , , dilatry strategies, miscomunication with the bank, inactiviti at the begining, drop the case..
Also bank offer a modification years ago, I acomplished the requirements and they didnt give me the written contract etc...most be a form or a name of something to present to the judge to stop the sale, it have to be something
Ok , now we are talking! that last point make more sense!
so should I send a dispute form to the bank to make then open the case, to have something to present to the judge before going to court or I just talk to the judge right there and tell him everthyng about it. even thought That mediation was after the trial period I acomplish but my former lawyer didnt want to talk about it at the mediation, so we didnt tauch the topic, so been years or that, so still work? at that point I only ow a year missed payment, and house was more expensive, bt now I ow more than 3 years, because their fault to follow the agreement of modification.
ok, sound good! do you have the form that I should sent to the bank?please!
Oh! it probably won't look professional but I will try that. Thanks, XXXXX XXXXX better idea now of what I should do and don't do. Thanks very much.
If I have more question during the week it will be covered, not extra charge, sorry I only paid and didn't read terms, I was in a hurry just to get answer,
Thank you it takes a while but I have better idea now :)
Hi, When I file a motion, do I have to enter all proof with the motion, or I handed to the judge in court day. Also if I already have a hearing for the day before the sale requesting a mediation, do I still have to file a stop sale, since I going to see the judge anyway
There is a saying said" dont say everything you know" if I give proof and else to plaintiff they will have all advantadge to atacke me, and look for ways around the laws. they knows the laws and I don't have any idea of their move, so
If I give atach with the motion, they will give copies as well...not fair.
I dont have any idea what their plans are
When a lawyer misrepresent you and you want put complains for mal practice or intentional incompetence or something ,he abandon the case and he give you a check back as refund , so what happen if you cash it????
BTW I lost my request for mediation, as I spected, when I arrived my ex lawyer was talking to the bank lawyer, the the just seem like not samrt enought none trusted and not wisdom to be blind in from of injustice ,so she give the favor to them.
Oh that is great! I thought once you cash the check is like releasing him from all his bad conduct even teaming with your opponent to as fraud to get some benefit for himself
On Bankrupcy, the account that have been paid charge off , and not paid charge off are closed, meaning I don't have to pay them in bankarupcy or do I have to pay them?
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