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Okay but I am still a little confused. The ruling was in 2010. This judgment just came through. Can I submit a motion to dismiss? I understand they can go through the process again with a new case..
Can I also use "validation of debt" since the debt was originally owed to Discover, and now is not?
I am not trying to get out of paying the debt. I am willing to pay it, I just cannot do it on the terms of 10% of my gross pay per check. I was unemployed for several years due to layoffs and outsourcing (which is why I am in this position) and am willing to work something out, but the law firm who owns the debt now will not negotiate..
I did not know about the case until I got the judgment. I assume that is the defense I am going to use when filing to dismiss. Can I also use "validation of debt" since the debt was originally owed to Discover, and now is not?