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The loan was received the end of2012 and I started making payments in Jan of this year. I have paid her four thousand dollars to date. She is claiming that I told her I would pay five hundred a month with the balance being paid with my income tax return. She offered me the money to help me out and I would have never done this under these terms. She is doing this out of spite because of a falling out we had. I have never denied owing her this money and have never tried to get out of paying her. There has never even been a five hundred dollar payment made. I paid 100.then 2900. then two 200 dollar payments and then they were asking for three hundred a month which I agreed to so there have been two of those payments totaling four thousand. I just won't agree to them taking my income tax return because I need it for taxes usually. Now they are suing for her lawyer fees also.
The agreement that was stated in the beginning was that I told her I wanted to pay her as quickly as possible. There was no set amount or time but she has claimed that I agreed to five hundred a month and my income tax return for the balance. My question is isn't it her word against mine as to what terms were set since it's not in writing. Also can i get reimbursed for my lawyer fees if the court finds in my favor that this should not have been filed in the first place or will they just set the terms of repayment and I have to go by them.
Is there a form available to answer the complaint in court without getting an attorney? It's not right that i am going to be liable for my attorney fees for an unjust complaint that was filed.
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