Thank you for your question. I look forward to working with you to provide you the information you are seeking.
As of today, the Affordable Healthcare Act has yet to even be funded by Congress, so it is unknown if these healthcare plans will even be effective come January 1, 2014. The cost of the plans is determined by your age, state and the plan you choose on the healthcare.gov website, so we cannot tell you what the cost is.
The only way this is a benefit to you is if you do not have health insurance
already or your health insurance is more expensive than what is offered in the government plans. The government plan costs go up based on what type of coverage you choose and those are still being worked out.
The detriments is nobody knows how good these plans are going to be and do not even know the exact costs, since Congress has failed to fund the program and the costs may change after the first year.
Thus, you would have to register and select a plan and it will give you the costs for you decide and if it is too much then you can cancel your registration.
I truly aim to please you as a customer, but please keep in mind that I do not know what you already know or don't know, or with what you need help, unless you tell me. Please consider that I am answering the question or question that is posed in your posting based upon my reading of your post and sometimes misunderstandings can occur. If I did not answer the question you thought you were asking, please respond with the specific question you wanted answered.
Kindly remember the ONLY WAY experts receive any credit at all for spending time with customers is if you click on OK, GOOD or EXCELLENT SERVICE even though you have made a deposit or are a subscription customer. YOU MUST COMPLETE THE RATING FOR THE EXPERT TO RECEIVE ANY CREDIT, if not the site keeps your money on deposit.
Also remember, sometimes the law does not support what we want it to support, but that is not the fault of the person answering the question, so please be courteous.
This is NOT the practice of law nor is it legal advice to you, it is merely educational information for you to use to seek out a licensed attorney in your state to get actual legal advice from them. Please use sites such as http://www.martindale.com or http://www.lexmundi.com or http://www.hg.org to find a local attorney to get actual legal advice in all matters.