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The bank is suing because she only had Liability Ins. on vehicle. She, being young did not know she was to have full coverage on a financed
vehicle. Should it have been the responsibility of the Bank to make sure she had full coverage. And you are correct, the hitchhiker fits in here somewhere. The attorney for the bank is also suing her for time spent and travel costs.
What about her drivers license?
Is there a Statute of Limitations in Alaska that would eventually eliminate this suite?