I'm sorry to hear about your situation and hope I can help.
My name is XXXXX XXXXX my goal is to provide you with excellent service today.
No, you have no need to worry. The statute of limitations
on this has long since ended, for both civil causes of action and criminal causes as well.
At worst, if you didn't have sufficient funds in your account to cover the withdrawl there could be a negative report on Cheqsystems regarding having a deficit in your account, but if you never heard from a collection agency, it was probably never reported to them either.
I hope the above information is helpful.
Please let me know if you have any clarifying or follow up questions as I want to ensure that you are completely satisfied with my service. Please contact me first if you are contemplating leaving me a negative rating, as I’ll be happy to continue to address your concerns until you are completely satisfied with my service.
If not, please remember to rate my answer positively so I get credit for my work. Please also rate me highly (9-10) when you receive your customer satisfaction survey as well.
Thanks and best of luck!